The greater your net-worth, the more important it is to be have personal liability coverage. Yet obtaining ample coverage has proven to be extremely difficult and expensive - until now.

BROAD COVERAGE: Elite Risk Services provides extensive worldwide coverage for personal injury (including libel & slander) and property damage, with significantly broader protection than the majority of traditional policies.

HIGH LIMITS: Traditional Insurance Policies such as auto, homeowners and watercraft do not offer the high limits of liability individuals need to adequately protect your assets from a catastrophic loss. Elite Risk Services can provide up to $100 million in Excess Liability coverage. Liability limits are available in increments of $1 million. Rarely do companies offer such high limits in one convenient policy. We at Elite Risk also offer a sensible rating structure that makes it efficient for you to purchase the high limits that you need.

EXCEPTIONAL DEFENSE COVERAGE: In the event of a covered loss, you will have access to an exclusive list of affiliates. You will be able to choose a defense firm from our list of affiliates that will best represent your interests.

PROTECTION FOR EMPLOYMENT-RELATED LAWSUITS: In today's litigious society, it's not uncommon for domestic staff such as nannies, housekeepers, private assistants, gardeners, and other domestic staff that you may have, to take their employers to court citing claims of wrongful termination. Elite Risk Services Private Clientele Excess Liability policy includes Employment-Practices Liability Coverage to protect our policyholders who employ part-time and full-time domestic staff against allegations of employment-related offenses such as sexual harassment, wrongful termination, and discrimination. This coverage also includes Employment Crisis Fund, which provides up to $25,000 to cover fees of public relations affiliate firm to help minimize damage to our client’s reputation.

UNDERINSURED OR UNISURED MOTORIST COVERAGE: This vital coverage is offered to protect our Private Client’s and their families when injured by an owner or operator of an uninsured or underinsured vehicle.

ADDITIONAL COVERAGES: We also provide liability coverage for the short-term use of rented or borrowed automobiles.

Elite Risk Services Private Client policies complement one another, helping eliminate gaps or overlaps in coverage that could go undetected by other providers. Look to Elite Risk for all of your personal property and casualty insurance.

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